The following is a partial list of programs offered by Rockpoint Mortgage Inc. with a brief description of the key elements. For a complete list of the programs that we offer, contact us at 720-482-3000.
CONVENTIONAL - Traditional loan programs that usually require 5% down and offer competitive interest rates. Documentation and fair-to-good credit are necessary. Back to Top
GOVERNMENT PROGRAMS (FHA/VA) - Numerous loans are available
under these programs. Intended for the low/moderate income and veteran
borrowers. 100% financing or minimal down payment is available. Income
and loan amount limits do apply. Back to Top
90% RATE OR TERM RE-FINANCING - For the customer wanting to
obtain a lower interest rate. Loans are based on a maximum of 90%
of appraised value. Back to Top
CONSTRUCTION/PERM - Offers a one time closing for those who
are building their homes themselves. During construction the loan
is at a floating rate, which is converted to a fixed or adjustable
rate after completion. Back to Top
DOWN PAYMENT ASSISTANCE - First time homebuyers who meet the
income requirements can qualify for the following: Mississippi Home
Corp. Bond Money, Down Payment Assistance, and Mortgage Credit Certificate. Back to Top
100% RHCD - This program provides 100% financing for homebuyers
who have not owned a house in the past three years. HUD has limitations
on the loan amount due to geographical location. The loan amount can
be for 100% of the appraised value. Income limits do apply. Back to Top
SECOND HOME - A program for the homebuyer wishing to purchase
a vacation home. This purchase can be financed up to 90% depending
on the loan amount. Back to Top
INVESTOR/RENTAL PROPERTY - Buyers who are looking to generate
rental income by purchasing these types of properties. Multiple property
ownership is allowed under certain programs. Financing up to 90% is
available.
Back to Top
NO INCOME VERIFICATION - This offers the self employed borrower
or special borrower who wish not to provide tax returns, P&L's,
or pay stubs to finance 80% on a refinance or 90% on a purchase. Back to Top
BALLOON/ARM'S - These programs are intended for the homebuyer
who feels they will only occupy the property for a short period of
time. Back to Top
NON-CONFORMING - For customers with bruised credit or debt
ratios up to 50%. Loans with LTV's of 90% and over $500,000 are available. Back to Top
13111 E. Briarwood Avenue, Suite 370
Centennial, CO 80112
Phone: 720-482-3000
Fax: 720-221-0575
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