Terms & Conditions

ZeroDownHomes.net is not a bank or lender ("Service Provider"). Leading Service Providers participate in our matching engine who may have loan products available matching the criteria you submit in this interest profile. The information collected is not an application for credit or a mortgage loan, nor is it used to pre-qualify you with any Service Provider.

* Assuming a $200,000 first priority loan with a 30-year term and an introductory interest rate of 4% for the first 12 months of this loan, with payments of P and I. The borrower will make 12 payments of $954 respectively and months 13 - 24 interest rate of 5% with payments of $1,075 respectively for the remainder of the interest only period, and three hundred and thirty six payments of $1,200, respectively assuming an interest rate of 6% (APR of 7.019%). The interest rate on the loan is fixed for a 360 month period and based on a seller paid 2-1 buy down. To qualify for this loan, the borrower must have a FICO score of 680 or greater, a maximum loan amount and loan-to-value requirements may apply. Stated APRs are to include a 2.0% loan origination fee. Rates and terms are subject to change without notice. We help arrange but do not make loans.

For more information:
If you still have additional questions, please call one of our friendly Zero Down specialists at 720-482-3000.